DanJo & Co Financial

Looking for a Remortgage deal?

We’ve got the experience to help ensure you get the best mortgage for you, with access to providers with products to suit a range of risk appetites.

You should be aware your home may be repossessed if you do not keep up repayments on your mortgage

What is remortgaging?

Remortgaging happens when you change the mortgage you currently have on your property, either by switching it to a new lender, or by moving to a different deal with your existing lender.

Reasons why you might want to remortgage

There are a number of reasons you might want to remortgage your home, including:

Your existing deal is coming to an end

When your current mortgage deal ends, you’ll be put on the provider’s standard variable rate – SVR – which is usually uncompetitive. So before that happens, it’s a good idea to look at what other deals are available and think about remortgaging to a deal with a better interest rate.

You’re worried about interest rates rising

If you’re on a variable rate mortgage and your payments are increasing because of the Bank of England’s base rate rise, it could be worth remortgaging to a competitive fixed rate deal to give you peace of mind.

Just check you don’t have to pay any early repayment charges for getting out of your mortgage early.

You need to borrow more

Sometimes homeowners remortgage to release equity from their property. But you will need to make sure you’ve factored in all the fees that come with remortgaging and make sure you’ve looked at other borrowing options before making a decision.

Your lender is likely to ask why you need the money before agreeing to a remortgage, and common reasons include making improvements to your property or paying off other outstanding debts.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE There may be a fee for mortgage advice. Our typical fee is £395 payable on application.

DanJo & Co Financial Ltd is an Appointed Representative of PRIMIS Mortgage Network which is a trading name of Personal Touch Financial Services Limited. Personal Touch Financial Services Limited is authorized and regulated by the Financial Conduct Authority. Address: e-Innovation Centre, Priorslee, Telford, TF2 9FT, Telephone 01952 919210. Reg Number 11897233 Reg: in England and Wales

DanJo & Co Financial act as a credit broker not a lender for Buildings and contents insurance.

Some of the products/services shown above are not or may not be regulated by the Financial Conduct Authority